20 July 2010As a consequence of one’s employment status, credit card offers will also increase promising a wide array of luxury and conveniences. And with the lures of the things and amenities one can avail of with this rectangular phenomenon, swiping becomes as involuntary as one’s impulses. Depending on the frequency of payment or the complete lack of it, credit card companies will try to increase the credit limit whenever there is an apparent inability, on the part of the cardholder, to settle their dues only to make them dig a much deeper grave of financial indebtedness.Credit cards work best for the banks. When they feel you are neglecting your financial obligations to them, they will start making endless calls to remind you, or harass you in disguise, until you are forced to settle your dues simply for reasons of avoiding litigation, legal suit or any further threats. Although it is not likely to make progress in court, cardholders are obliged to pay o
22 November 2013Telling the untruth is fundamentally a chronic human phenomenon. No other life-form comes close to simulating such erratic behaviour. Lies, of all colors and sorts, are merely mechanisms to avert otherwise precarious situations. It could be traced on our ceaseless resolve to save ourselves from disgraceful circumstances or to shield us from further nuisances. But just like a snow ball, a handful of lies that has gained enough momentum might just be enough to cause an avalanche and a succession of unfortunate events. It could instigate conflicts and hostilities then wars, sinkholes and landslides from earthquakes and even blizzards and storm surges from typhoons among others.We cannot be telling lies without exposing part of our truth. Somehow, in the space between falsity and truth, is the vast expanse of ocean of options waiting to be enabled, initiated or activated. There is, however, only one choice for every occasion. A prior false statem
28 November 2013In the story of creation, God has one thing in mind. He planned of customizing the world so that all the creatures thereon would be capable of receiving an abundance of grace and blessings. As a result, man was given the highest responsibility and privilege of all including, but not limited to, dominion over other life forms. The operative word is customization and that is how our modern lives could be characterized.Since the pre-historic age in the depths of the dungeons until our maiden voyage in space, man always has the propensity to look beyond what is within in search for what they are without. During the agrarian age, man would reap the fruits of his laborious toil with edible produce of the land, both meat and non - meat. In the industrial age, he countered the increasing need of a growing economy and population with the provision of large-scale production of contraptions, means of transportations and even artilleries for defensive pu
05 December 2013An old adage says “A wise person learns from his mistakes but an even wiser person learns from the mistakes of others”. Human beings are intended and obliged to learn from their mistakes otherwise the entire human race would have perished before it could even flourish. Our existence depends essentially on the kinds of mistakes we have made. Needless of any compelling argument, our subsistence in this world is either of primary or secondary importance.Even our past sages, thinkers and inventors were not spared from the painstaking ordeals of making several hundreds, if not thousands, of miscalculations or blunders in judgment that brought about the discovery of today’s ideologies, idiosyncrasies and spectacles. They have been through a lot of odd difficulties and uneven possibilities how not to make things work thereby resulting to a remarkable reduction of options how to make things finally work and cause a pragmatic value in our lives.&nbs
14 December 2013Whoever said that “Life is a giant jigsaw puzzle and most of the parts are missing” must be under the impression that our existence is a cosmic interplay of painstakingly and dexterously crafted individual pieces. Every being functions differently and significantly to a certain extent of indispensability. Life would be a little less different in the absence of any of the pieces.Consider the mechanical construction and structural integrity of our various modes of transportation and from it we begin our discourse about the world as an indivisible whole. Every bolt or nut that made possible the union of the metallic and moving parts of cars or trains is as important as the fuel that is converted into combustion, motion and eventually acceleration.The flow of electricity which causes the motorized doors of power-driven trains to open and close is relatively important as the passengers are to their respective families. Consequently, it p
20 December 2013The shortest distance between two points is the minimum fare. It is a variable that ranges between eight to forty pesos (₱ 8.00 – ₱ 40.00). Unlike the points previously mentioned, it is a quantity that is directly proportional to the increase either in distance or time. Aside from that, it is usually dependent on the kind of wheel-based mechanism utilized for covering the said distance wherein the crudest is the foot-powered one while the costlier ones are driven by high-octane fuel. However, there is a rate of discount employed based on the chronological age after biological birth of the client.Triangle is theoretically the most stable of the polygons. But the same polygonal shape is just the tip of an arrow that directly indicates whether a particular stock has made a drastic plunge, a sudden rise or remained dormant over a period of time. Whether the arrow points north or south is a cause of concern for both traders and investors for it ha
17 January 2014Green – the middlemost color in the spectrum is also representative of life itself. It is presumably the product of the transition of colors from fiery red to ambivalent orange then mellow yellow. To continue this illustration, let us also assume that blue must be the color of freedom, indigo for righteous anger and indignation and violet for all our grievances, frustrations, and misgivings.Colors are just varying shades of gray perceptible to the eyes, discounting any visual impairment, of the animal species and the rest of the image-capturing gadgets. These tints and hues are only appreciated in the presence of light since its absence would only result to complete abysmal darkness.Fate would make it possible for a few of us to be partners with the rest of the community identified with the color in consideration. Admittedly, it is not easy being green for whatever ensuing privileges and responsibilities are incidental thereto. It is
24 January 2014Excel, in the parlance of a QWERTY keyboard running on Windows, is basically a spreadsheet with every individual cell as powerful and equally capable as the rest. Every single and unoccupied cell can contain concatenation of strings or numeric values even complex syntaxes or formula, commonly preceded by an equal sign, so that the desired result could be achieved. In some cases, error values occur to prompt us to rectify our inputs or check the agreement of the syntaxes of nested formula among others.The dynamics of human life is mirrored in the practicality, simplicity and complexity of the application MS Excel. Let us then try to establish the truthfulness of these assertions even if there is actually none in existence.Scrolling to the rightmost and until the bottom part of the spreadsheet should bring you to cell XFD1048576 when using Office 2007. Even at this depth of the screen, the same cell is still capable of handling the res