After flipping through the IOUs, Marshall asked, "When Ms. Spade borrowed money from you, did you have a guarantor? Did she give you something as collateral?""No," said the man with the scar. "But her signature and fingerprint are there in black and white. So, it can't be wrong.""How daring of you to lend out a loan without a guarantor or collateral. Aren't you afraid you won't be able to get it back?"The man laughed contemptuously, "We've been in this business for a long time, dude. We know their names and their status. As long as we have their address, they can't run.""They can't escape, but what about the money? There is no collateral. What will happen if they go bankrupt and lose all their assets? How can you ensure they won't just sell their assets and run away?" Marshall paused, changing the subject, "You guys are doing this for profit, right? Why didn't you ask them for pawns? I have been in this industry for many years, yet this is my first time seeing something like th
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