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The Billionaire's Virgin Surrogate
The Billionaire's Virgin Surrogate
Author: Mayaa S

Chapter {001}

Author: Mayaa S
last update Last Updated: 2025-01-14 22:42:24

OLIVIA

“I’m sorry, but he needs urgent surgery to survive.” The doctor said.

My mother choked on a sob, staggering backwards so violently that if I hadn’t been holding her, she might have fallen to the ground. 

After hours of worrying, waiting and praying, this was not the sort of news we’d hoped to hear concerning my brother’s health. I felt goosebumps spread over my skin, my heart dropping at the realization that my brother might die. 

“Please, doctor..” I stepped forward, my hands trembling. “There has to be another way to save my brother. Please help us.”

The doctor shook his head. “Unfortunately, the damage is too deep. Surgery is the only way out. And I’d advise you to hurry because he has less than twelve hours to live without surgery.”

My chest felt tight as I fought back tears of my own. I shut my eyes briefly and tried to breathe, but it seemed impossible right now. I was feeling way too much, way too soon. 

It felt like my world was crashing down on me, and if I weren’t careful, it would end right before my eyes. 

Where was I supposed to get the money to book my brother for neurosurgery? Even if I poured my life savings into it, it wouldn’t amount to even five percent of the bill. 

And even if I got the money, how would I find a neurosurgeon who would book my brother within twelve hours? We would at least pay twice the normal f*e to bypass the list.

I felt tears spring to my eyes, but I forced them back in for fear that my mother, who was still sobbing quietly beside me, would see me cry. If I broke down in front of her, it would only make this so much worse to deal with. 

As I watched her cry and lament, I knew that if anything happened to James, she would not be able to survive it. I scooted closer to her and took her hand. 

“Mom, we’re going to save him,” I told her, even though my voice was cracking. “Nothing will happen to James. I will find a way to get the money. Stay here and wait, okay?”

She nodded and hugged me, her tears soaking my shirt. 

I dashed out of the hospital immediately, heading straight to a loan agency I had seen a few streets away. But before I could even finish explaining my purpose of taking a loan, I was rejected. 

I couldn’t give up, so I headed to the second loan agency. I broke down in tears while begging and explaining, but again, I was rejected. I already had outstanding debt, and as a student, I had no reliable means of repaying the loan. It was a reasonable decision, but for me, it was like a death sentence. 

I was stranded and completely alone, with nowhere else to turn to. I couldn’t just give up. I couldn’t let my brother die. 

My last option was to head to where I worked. It was not far, so I walked the short distance to the Michelin restaurant where I served as a waitress. 

I had been working there for months, so I hoped that would give me some leverage. I tried not to expect too much, but I hoped my manager could give me a year's advance. I didn’t mind not getting paid for a year as long as my brother stayed alive. 

I headed straight to the manager’s office as soon as I arrived, only to find him coming out at the same time. 

“Good morning, Mr Gu. I was hoping to talk—”

“Ah, Olivia. Thank God you’re here and just on time too. We need extra hands here.”

I shook my head quickly. “I am not on duty today, sir,” I explained. I came here to see you, to beg you for a favour.”

Mr Gu turned up his nose. “You can either meet me after you join to serve the important guest we have, or you can forget about it and enjoy your day off.”

Left without a choice, I nodded. “Okay. I will help out.”

Grabbing a spare uniform from the storage room, I headed to the kitchen, where the head chef was already waiting. 

He handed me a tray and gestured to the main area beyond the door. “Be careful. It’s for a very special guest.”

I nodded. I already knew that only the top 0.1% of the city came to this restaurant, so since this guest was special, I assumed that he must be among the 0.0001%. I balanced the tray in my hand and stepped out of the door, my mind still swarming with thoughts. 

I tried not to think about how much time had already passed in the twelve hours my brother was given to live, or I would burst into tears. I silently prayed that Mr Gu would sympathize with me enough to give me the advance. 

I reached the middle of the restaurant when suddenly, I slipped. I tried a second too late to balance the tray in my hand, but I fell, the food flying everywhere. 

Bile rose in my throat as I stared at the mess, too terrified to make a move. With my heart pounding in my ears, I looked up to see who the special guest was. There were no words to describe the rate at which my heart dropped when I saw the familiar face of the man sitting at the table, his ocean-blue eyes piercing through me. 

Christian Blackwood. 

There was not a soul in the entire city who did not know him. Christian was the grandson of Mr. Blackwood, a trillionaire and one of the wealthiest businessmen in the country. He was the CEO of Blackwood Air, Blackwood Distribution, and Blackwood Hotel. 

He was a powerful, ruthless businessman and a playboy—possibly the most eligible bachelor in the entire city. He was the last person I would ever want to offend, and now that it had happened, I knew I was dead. 

I was going to be in so much trouble. Not only would a bad review from him negatively affect the restaurant, but it would also make Mr. Gu sack me. There was no hope of getting the advance for my brother’s surgery now.

I threw myself to the ground before him. “I’m so sorry, sir. Please forgive my incompetence. It was an accident..”

I was still pleading when the door behind me swung open. I saw Mr. Gu fall to his knees beside me and begin to plead. Christian’s gaze fixed on us both for a few seconds before he finally cleared his throat. 

“Leave,” he told Mr Gu. “The girl stays.”

Mr Gu obeyed and left, leaving just me and him. I felt tears in my eyes as I wondered what he was going to do to me. Would he blacklist me? Then my life would be truly over. 

“Sit,” he said. 

I obeyed, although I was still trembling with fear. “I’m sorry—”

He raised a hand, and I took that as a signal to shut up. Swallowing hard, I waited for him to speak. I could hardly look him in the eyes as I sat across him in the space that now seemed too small for both of us. 

“What’s your name?” He asked with a deep voice. 

“Olivia Carter…s-sir,” I answered. 

“Olivia,” he repeated. “How long have you worked here?”

“Seven months.” 

He nodded. “I see.” He leaned back in his seat, his eyes raking my body casually. “Why do you need a loan?”

My mouth fell open as I stared at him, lost for words. 

“Don’t be shocked. I can see the loan request slip peeking out of your pocket.”

I quickly pushed it back in, looking down to hide my tears. “I need to pay my brother’s medical bills,” I revealed. 

After a short pause, he asked. “What is your greatest desire, Olivia?”

I did not need to think about it. “For my brother to live. To get enough money to pay for his surgery.”

He nodded. “I can help you.”

“What?” I lifted my head in shock to look at him. Was I dreaming? Why would he offer to help me? Was this not Christian Blackwood?

“I can pay for your brother’s surgery, change your entire life such that you’ll never have to work a day in your life. But you will have to help me.” He said. 

I stared at him in shock. What could I possibly do for a billionaire like him? “What can I do?” I asked, my fingers shaking. 

He leaned in. “I want you to be my surrogate.”

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Latest chapter

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    OLIVIA 
After Mr. Blackwood left to attend to other business matters, I found myself alone with Ophelia and her staff. I couldn’t help but feel relieved. His presence had been… slightly uncomfortable.
As if faking smiles and laughing at his jokes after blatantly lying to him wasn’t bad enough, his unexpected kindness, his apology, his insistence on bringing me here—only made me feel worse. Like I was the most deceitful person in the world.
At least he’d forgotten about the pregnancy throughout the whole ordeal or he just didn’t care anymore. My revelation about Christian’s mother must have shocked the curiosity right out of him.
Plus I didn’t think I had any more lies or excuses left in me anyway. 
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    OLIVIA
Racing heart. Sweaty palms. A game of confidence with Mr. Blackwood. 
I folded my arms and leaned back in my chair, feigning ease. I couldn’t let him see how nervous I was—I needed him to believe every word of my story.
“Christian told me what his mother went through just because she was like me,” I said, meeting his gaze. “After his father married her.” I let the words linger, watching for a reaction. “He said he wanted to protect me from that.”
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  • The Billionaire's Virgin Surrogate    Chapter {030}

    OLIVIA
I sighed, glancing at the black Rolls-Royce waiting for me at the school’s parking lot. 
Why on earth did Mr. Blackwood want to see me?
“Ma’am?” One of the men who had come to pick me up called out expectantly, holding the car door open.
Wringing my fingers in nervous anticipation, I forced myself forward, ducking my head as I slipped inside. The door shut behind me with a quiet thud, sealing me in.
And just like that, we were on our way—to where, I had no idea.
All I knew was that Christian’s grandfather had demanded to see me.
A shiver ran down my spine as my mind raced with possibilities and why he wanted to see me. Was this about the pregnancy test?
My heart pounded at the thought, a cold sweat forming at my temples.
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  • The Billionaire's Virgin Surrogate    Chapter {029}

    MICHAEL 
“What a sly bastard.”
I paced in my office, flipping through the file in my hands, my gaze skimming over each image. Every picture was of Olivia Carter, the woman supposedly carrying my stepbrother’s child.
I scoffed, shaking my head at the absurdity of it all.
Christian? Expecting a child?
Who were they trying to fool? Not me. 
Deep down, I knew the truth. This was nothing but a sham. Christian had planned the whole idea to fool everyone but I was smarter. 
And the evidence of this entire lie was now in my hands. 
Most of the photos my private investigator obtained showed Olivia Carter dressed casually, but one in particular caught my attention. A CCTV capture of her stepping outside a restaurant to throw out trash, dressed in a waitress uniform. 
The timestamp wasn’t too long ago, confirming she had been working there until recently.
I clenched my jaw, shutting the file down on my desk before turning to my private investigator seated on the couch a few feet away.


  • The Billionaire's Virgin Surrogate    Chapter {028}

    OLIVIA
I stared at Christian from head to toe, my mouth slightly open. 
Was this really happening?
To make matters even more shocking, he held a bouquet of roses in one hand and a basket of snacks in the other. Was he actually standing here with flowers? 
I must be dreaming.
A loud gasp snapped me out of my daze.
“Son-in-law!” my mother practically squealed, rushing forward to usher him further into the room. 
Son-in-law??
I licked my lips, watching as she pulled him inside. He was stiff as a board, clearly uncomfortable, but he let her lead him anyway.
It was real.
Christian had actually come.
“Good afternoon, Mr. Christian,” James greeted, his voice filled with excitement.
Christian turned to him, assessing him with a sharp gaze. “You must be James.” He handed the bouquet and basket to my mother. “How are you feeling?”
“I’m fine, thank you,” James replied, looking up at Christian with something close to awe. “Honestly, I’m just happy you showed up.” He grinned, shaking

  • The Billionaire's Virgin Surrogate    Chapter {027}

    OLIVIA 
“How are you, James?”
My brother rolled his eyes and let his head fall back against the pillow, turning away from me. Well, that was answer enough.
I sighed, biting my lips. I’d come straight after lectures, hoping to make up for all the times I barely visited. But he was obviously upset with me. 
Still, he looked brighter today, more energetic. Just seeing him like this filled my chest with warmth.
Thank God for Christian Blackwood.
“I’m fine,” James grumbled, but his voice was softer than his expression. “But you haven’t been visiting me lately. I’ve missed you.”
From the other side of his bed, my mother gave me a knowing look. I told you, her eyes seemed to say.
I sighed, exasperated. It wasn’t that I didn’t want to see my brother—I would give anything for him to be healthy, to live a long, happy life. Well, I already did by signing myself over to Christian. That was how much I loved James. 
But the choice I’d made to keep him alive had taken over my life. I barely

  • The Billionaire's Virgin Surrogate    Chapter {026}

    OLIVIA 
Every single person in the hall was staring at me now, their eyes sharp with scrutiny, trying to determine if Sam was right—if I really did look like Christian’s mystery fiancée.
The one they were all dying to uncover.
My hair matched the one in the photo exactly, and my body size too. Of course, that was me in the picture. A mask and scarf had covered most of my face, but anyone who knew me well enough would be able to tell.
But these people didn’t know me well. They’ve been around for years but they never truly saw me. To them, I was just background noise, never worth paying any attention to.
Well, except, whenever they ridiculed me. 
I swallowed hard, silently praying that my classmates wouldn’t put the pieces together.
“Oh, please!” Ivy’s sharp voice cut through my panic, dragging me back to reality. “That’s like comparing a unicorn to a pig. Olivia, our pig, looks nothing like that sophisticated unicorn in the picture.”
Laughter erupted around the room, loud and

  • The Billionaire's Virgin Surrogate    Chapter {025}

    OLIVIAI clutched my purse tighter as I walked down the hallway toward my lecture hall, my thoughts stuck on Christian. Yesterday morning, I had woken up in his warm arms and felt a sense of comfort I should have known better than to trust. Because as soon as he opened his eyes, the warmth vanished. Just like that, he was back to his usual self that was cold and distant. I let out a frustrated sigh, struggling to make sense of him.That night in the desert, I saw something different in him. We shared a moment. A real one. He had let his guard down, and given me glimpses of his past. And for the first time, he pulled me close not because of the contract but simply because he wanted to.So why was he acting like none of it happened?Had I imagined it all?“Forget what I said last night,” he’d said in a cold tone in the morning, “I’m not emotional enough to have a strong stance against love, you see. I think it’s absolutely meaningless.”His words had left me shocked. I couldn’t under

  • The Billionaire's Virgin Surrogate    Chapter {024}

    CHRISTIAN I had shared my bed with women before, but with Olivia, it was different. The problem wasn’t that she snored—because she didn’t. I had just been flustered, watching her sleep, and grasping for an excuse. I never knew what to say when she caught me staring so openly. Now, lying rigidly in the small bed we shared, I kept a careful distance, afraid that even the slightest touch of her skin would spark something I wasn’t ready to handle. Damn this sandstorm. We were trapped here, my heartbeat a little louder than normal. She shifted beside me, and I instinctively edged closer to the mattress’s edge, nearly toppling off. I wasn’t giving in to temptation tonight—intentional or not. “Christian?” Her voice was soft, and hesitant. “Are you still awake?” A few heartbeats passed as I debated whether to respond and how to handle whatever followed. Our conversations were usually hasty because she insisted on interrupting me every time. No one else did that. Even Michael knew b

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