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THE DEBT OF DESIRE
THE DEBT OF DESIRE
Author: RICHES FRANCIS

CHAPTER ONE

last update Last Updated: 2025-02-01 00:01:07

The crisp night air hit Matteo DiCarlo’s face as he stepped out of his car, the tires of his black SUV screeching as it came to a halt on the gravel driveway. The mansion before him was an ostentatious display of wealth—an image that now seemed tainted by the stench of desperation.

He adjusted his tailored black suit, his piercing eyes scanning the surroundings as he walked toward the front door. A sense of impatience gnawed at him. He didn’t like waiting, and he certainly didn’t like dealing with people who couldn’t pay their debts.

Richard Thornton, the businessman whose debt he was here to collect, had failed to keep up with the payments. Now, it was time to make sure he understood the consequences of crossing the wrong people.

Matteo knocked once—hard—on the large wooden door.

A moment later, it opened. Thornton stood in front of him, his once-immaculate appearance now disheveled. He looked like a man who hadn’t slept in days, eyes bloodshot, his expensive suit rumpled. He was sweating, his hands trembling slightly as he greeted Matteo.

"Don Matteo," Thornton’s voice was strained, forced. "I... I wasn’t expecting you."

"You should have been," Matteo replied coolly, stepping inside without an invitation. "Where’s the money, Thornton?"

Thornton’s face went pale. "It’s... it’s complicated. You have to understand, I—"

"I don’t need your excuses," Matteo cut him off, his voice low and dangerous. "You owe me, and I expect you to pay."

"I will, I will. Just... please, don’t hurt me." Thornton’s voice wavered, his desperation clear. "I have something else I can offer. Something more valuable than money."

Matteo raised an eyebrow. "You think you can buy your way out with something else?"

Thornton’s gaze flickered nervously, then he seemed to steel himself. "My daughter... Isabella. I’ll offer her to you. As payment."

Matteo froze for a moment, his gaze narrowing. "Your daughter?"

"Yes. She’s... she’s beautiful. And I’ll give her to you in exchange for my debt being cleared."

Matteo’s lips curled into a cold, mocking smile. "You think I want a woman? A weak, pampered little girl to pay for your mistake?"

Thornton winced at the insult, but his desperation drove him to continue. "Please, Don Matteo, I know she’s not what you’re used to. But... she’ll do whatever you ask. I swear."

The mafia lord studied the man before him with growing disdain. Isabella Thornton. He’d heard her name in passing—whispers about the sheltered daughter of one of the wealthiest men in the city, known more for her beauty than her strength. Matteo had no interest in weak women. His world was one of power, of strength, of control.

He took a slow step forward, his imposing presence filling the room. "I don’t need her, Thornton. You’re wasting my time."

"Please," Thornton begged again, his voice cracking. "She’ll make it worth your while. I know I can’t repay you with money, but... this is all I have left."

Matteo’s eyes locked onto the other man’s. The offer was a desperate, pathetic attempt to escape the consequences. He was disgusted, but something gnawed at him—a curiosity about this daughter. He wasn’t a man to entertain weakness, but for some reason, he found himself intrigued.

"Fine," Matteo said, his voice flat. "I’ll see her. But don’t expect this to change anything. Your debt isn’t paid yet."

Thornton led Matteo through the grand hallway, the marble floors shining under the dim lighting. It was a palace of excess, and Matteo could feel the weight of the lies that permeated this place. The closer they got to the back of the house, the more the air seemed to thicken with tension. He had no idea what Thornton’s daughter would look like, but he already knew he had no time for her.

They stopped in front of a closed door. Thornton hesitated before knocking.

"Isabella," he called, his voice trembling.

The door opened slowly, revealing a woman standing in the doorway. Isabella Thornton.

She was stunning—no doubt about that. Her soft features, pale skin, and long dark hair gave her the appearance of an angel, almost too perfect to be real. But there was something about the way she stood there, a hint of vulnerability in her posture, that made Matteo’s mouth tighten.

She wasn’t weak—at least, not in the way he expected. There was a quiet strength in the way she held herself, a defiance hidden beneath the surface. Still, she was exactly what Matteo thought she’d be: sheltered, naive, and most likely terrified of him.

Isabella’s gaze flickered nervously from her father to Matteo, then back to the floor.

"D-Don Matteo..." she stammered, her voice soft as she spoke, barely audible. "I... I understand my father’s debt. If... if you’re here for me, I’ll... I’ll do what’s needed."

Matteo’s eyes narrowed. "You think you can just offer yourself up and everything will be fine?"

She met his gaze for a brief moment, her blue eyes wide and uncertain. "I... I don’t want to be a burden to my father. He’s done so much for me. If this is the only way to make it right, then I’ll do it."

Her words were innocent, naive even, but there was a strength in the way she spoke them. Still, Matteo was unmoved.

"You don’t know what you’re offering," he said coldly, his tone unyielding. "I don’t want a weak, spoiled woman who doesn’t know the first thing about real life. You think you can please me just because your father told you to? You think I need a pampered little girl?"

Isabella flinched slightly, but she didn’t back down. "I’m not... I’m not a little girl. I’m not weak. I’ll prove it."

Matteo regarded her silently, the tension between them thickening with every passing second. He could see the fire in her eyes now, a flicker of defiance he hadn’t expected. Maybe she wasn’t as weak as he thought.

"Prove it," Matteo said finally, his voice low, almost daring her.

Isabella took a step closer, her delicate hands trembling but resolute. "I’m not afraid of you."

Matteo’s gaze hardened. "You should be."

But as she stood there, unwavering, something inside him shifted. His usual cold control slipped just a little, and he found himself staring at the soft curve of her neck, the way her skin seemed to glow under the light. Her vulnerability wasn’t a weakness—it was a challenge.

Before he could stop himself, his hand reached out, fingers grazing her skin just above her collarbone. The touch was light, almost imperceptible, but it made his pulse quicken.

Isabella gasped softly, her breath catching in her throat at the contact. Her eyes widened, but she didn’t pull away.

Matteo’s heart slammed against his chest, and he quickly withdrew his hand, taking a step back. This wasn’t supposed to happen. She wasn’t supposed to get to him.

"I’m not here for games, Isabella," he said, his voice rougher than usual.

She swallowed, her chest rising and falling with each breath. "I’m not either. I’ll do what you ask... whatever it takes."

There was something in her voice, something deeper than obedience. It was... yearning. Matteo felt a strange pull in his gut, but he quickly buried it beneath layers of indifference.

"You’ll regret this," he warned her, his voice low.

But deep down, he wasn’t so sure anymore.

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    Matteo stood in the hallway, his body tense, his mind working furiously to push away the strange stirrings her proximity caused. This was a transaction, nothing more. The sooner he reminded himself of that, the sooner he could finish his business here and leave without further complication.But Isabella Thornton wasn’t making it easy. The way her soft voice lingered in the air, the way her eyes challenged him in ways no one else ever dared—she was getting under his skin.He glanced at her father, still standing awkwardly by the door, a silent plea written all over his face."I’ll take care of it," Matteo said sharply, dismissing the man with a wave. He had no time for Richard Thornton’s cowardice. The deal had been struck, and now Matteo needed to make it clear that there would be no further attempts to bargain.Richard nodded weakly and disappeared down the hall, leaving the two of them alone. Matteo’s gaze shifted back to Isabella, who hadn’t moved from the door. She stood there, he

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  • THE DEBT OF DESIRE   CHAPTER THREE

    The silence in the room was deafening as Matteo’s heavy footsteps echoed down the hallway. Isabella remained frozen in place, the lingering warmth of his touch still making her skin tingle. Her breath came in shallow gasps, her body humming with a mix of desire and confusion.She couldn’t understand it. She had known men, seen men in power, but none had affected her like Matteo DiCarlo had. He was different, dangerous even. And yet, there was something about him that drew her in, something that made her pulse race even when he seemed to discard her with such cold indifference.But she wasn’t about to show weakness. She wasn’t like the other women who would fall at his feet. She wasn’t weak.Isabella turned toward the window, gazing out at the sprawling estate beyond the glass. The world outside was still, almost too still, and her reflection stared back at her—lost, uncertain. She wasn’t sure what she was becoming, but she knew one thing for certain. She wanted more. She wasn’t going

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  • THE DEBT OF DESIRE   CHAPTER FOUR

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    The explosion sent a shockwave through the mansion, shaking the walls with terrifying force. The sound of shattering glass and distant gunfire filled the air, sending Isabella into a spiral of panic. She stumbled backward, her ears ringing, her heart pounding wildly against her ribs.Matteo reacted instantly, grabbing her wrist and pulling her to him. His grip was firm, unyielding, but not cruel. "Stay close to me," he ordered, his voice sharp, authoritative. "Do not run. Do not make a sound."She barely had time to nod before Lia burst back into the room, a gun in each hand. "We have to move. Now."Matteo pulled Isabella forward, his grip never faltering. "How many?""Too many," Lia said grimly. "Morelli isn’t playing games. He’s here to take her. And he’s willing to burn this place down to do it."A cold chill crawled up Isabella’s spine. Morelli wanted her so badly that he was willing to kill for it. And Matteo… was he truly willing to die to keep her out of his hands?They hurried

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    The city blurred past in streaks of neon and shadow as Matteo gripped the steering wheel with white-knuckled fury. The car’s engine roared, matching the rage pulsing through his veins.Isabella was gone.His father had taken her.And he was going to get her back. No matter the cost.Luca sat beside him, checking his phone. "Boss, I’ve got a lead. Traffic cams caught a convoy heading east. No plates, but the route leads straight to your father’s old estate."Matteo’s jaw clenched. Of course. His father wouldn’t just take Isabella anywhere—he’d bring her somewhere Matteo would hesitate to attack. Somewhere laced with memories, with ghosts.The estate was a fortress, guarded like a damn military base. A direct assault would be suicide.But Matteo had never cared much for rules."Call the men," he ordered. "I want an extraction team ready. We’re taking her back tonight."Luca hesitated. "Boss, your father… if we go in like this, it’s war."Matteo’s grip tightened on the wheel. "It was alw

  • THE DEBT OF DESIRE   CHAPTER FIFTEEN

    The tension in the room thickened like smoke as Matteo stared at the phone in Luca’s outstretched hand. His father’s name flashed across the screen, a name that held more weight than any enemy he had ever faced.Matteo exhaled sharply, wiping the blood from his lip before taking the call. "What do you want?"A slow, calculated chuckle echoed through the speaker. "Is that how you greet your father, figlio mio? After all, I only call when it’s important."Matteo’s grip on the phone tightened. "You lost the right to call me that a long time ago. Get to the point."There was a pause, then a sigh. "Ah, Matteo. Always so brash. So reckless. And yet, you still manage to disappoint me. You should have finished Morelli when you had the chance."Matteo’s jaw clenched. "I handled it.""No, you let your little pet convince you to show mercy." His father’s voice darkened. "That was a mistake."Isabella stiffened beside Matteo, her fingers curling into her palm. Matteo glanced at her briefly, his e

  • THE DEBT OF DESIRE   CHAPTER FOURTEEN

    The moment Luca’s words settled in the air, Isabella felt the weight of them press against her chest. Morelli had escaped. And he was coming for her.Matteo didn’t hesitate. "Luca, double security. I want eyes everywhere. We end this before he even gets close."Luca nodded and disappeared, leaving them in tense silence. Isabella could still feel the ghost of Matteo’s touch on her skin, the warmth of his lips on hers. But the moment had shattered, replaced by the icy grip of reality.She swallowed. "What now?"Matteo turned to her, his expression dark. "Now? We prepare for war."The next few hours were a blur of movement. Matteo’s men swarmed the penthouse, reinforcing every entrance, preparing for the inevitable confrontation. He moved with lethal efficiency, barking orders, loading weapons, making calls.Isabella sat on the edge of the couch, watching him. Despite the danger, something was captivating about the way he commanded a room—controlled, unwavering.Her thoughts spun. Morell

  • THE DEBT OF DESIRE   CHAPTER THIRTEEN

    The tension of the night still lingered in Isabella’s veins as they drove away from the warehouse. The air between her and Matteo was thick with something unspoken—an electric current neither of them wanted to acknowledge just yet.She had expected relief, maybe even exhaustion, after everything that had happened. But all she could feel was him—Matteo’s presence beside her, the heat of his body, the way his fingers tapped impatiently against his knee."You’re quiet," he finally said, his voice low.She turned to him, watching the way the dim lights of the city played against his sharp features. "A lot has happened.""You regret it?" he asked, eyes flickering toward her before settling back on the road.She hesitated. "No. But I don’t know what happens next."Matteo smirked, shifting gears as he took a sharp turn. "That makes two of us."They arrived at a luxury penthouse minutes later, far from the chaos of the night. Luca and the others had gone their separate ways, leaving them alon

  • THE DEBT OF DESIRE   CHAPTER TWELVE

    Isabella’s heart pounded as Matteo’s words sank in. Fight or run. There was no safe option, no easy way out. But one thing was clear—Morelli was done playing games.Matteo studied her, his jaw tight, waiting for her answer."We fight," she repeated, her voice steady despite the storm inside her. "I’m done running."A flicker of something—pride, maybe—flashed in Matteo’s eyes before he nodded. "Then we do this my way."She swallowed. "What’s the plan?"Matteo turned to his driver. "Luca, I need eyes on Morelli’s men. If they have her father, they’ll expect us to come for him. Let’s make sure they regret that assumption."Luca nodded, already pulling out his phone. "I’ll put the word out. We’ll find them."Isabella shifted uncomfortably. "What if it’s a trap?"Matteo smirked. "Oh, it is. That’s why we’ll set our own."The confidence in his voice sent a strange thrill through her. He wasn’t afraid of Morelli—if anything, he was looking forward to the fight.But for her, this was personal

  • THE DEBT OF DESIRE   CHAPTER ELEVEN

    The car sped through the darkened streets, the city lights flickering like ghosts in the distance. Isabella’s lips still tingled from Matteo’s kiss, her pulse racing, her body still burning with his touch. She had never felt anything like this—like she was teetering on the edge of something dangerous yet intoxicating.Matteo hadn’t said a word since pulling away from her, his jaw clenched, his fingers tight around the steering wheel. It was as if he was battling something inside himself, something she couldn’t quite understand.She broke the silence first. "Are you regretting it?"His grip tightened. "No."She exhaled softly, but before she could say more, the driver’s voice cut through the tension. "Boss, we have a problem."Matteo’s head snapped toward him. "What kind of problem?"The driver glanced in the rearview mirror. "We’re being followed. Black SUV, two cars back. Been trailing us for the last five minutes."A chill ran down Isabella’s spine. Morelli.Matteo cursed under his

  • THE DEBT OF DESIRE   CHAPTER TEN

    The night air was thick with smoke and the lingering scent of gunpowder as Matteo led Isabella away from the burning estate. His grip on her wrist was firm, guiding her through the shadows, away from the bloodshed they’d barely escaped.Isabella’s heart pounded in her chest. Every step she took felt like another part of her past crumbling beneath her feet. She had chosen to leave everything behind, to disappear into the unknown with a man just as dangerous as the one hunting her.They reached a sleek black car parked just beyond the tree line. Matteo yanked the door open and ushered her inside before sliding in beside her. The driver, a burly man with a scar across his cheek, didn’t ask questions. He simply started the engine and peeled away from the destruction behind them.Isabella exhaled, pressing her back against the leather seat, her pulse still frantic. "Where are we going?"Matteo’s gaze was dark, unreadable. "Somewhere safe."She bit her lip, unsure if such a place existed. "

  • THE DEBT OF DESIRE   CHAPTER NINE

    The explosion sent a shockwave through the mansion, shaking the walls with terrifying force. The sound of shattering glass and distant gunfire filled the air, sending Isabella into a spiral of panic. She stumbled backward, her ears ringing, her heart pounding wildly against her ribs.Matteo reacted instantly, grabbing her wrist and pulling her to him. His grip was firm, unyielding, but not cruel. "Stay close to me," he ordered, his voice sharp, authoritative. "Do not run. Do not make a sound."She barely had time to nod before Lia burst back into the room, a gun in each hand. "We have to move. Now."Matteo pulled Isabella forward, his grip never faltering. "How many?""Too many," Lia said grimly. "Morelli isn’t playing games. He’s here to take her. And he’s willing to burn this place down to do it."A cold chill crawled up Isabella’s spine. Morelli wanted her so badly that he was willing to kill for it. And Matteo… was he truly willing to die to keep her out of his hands?They hurried

  • THE DEBT OF DESIRE   CHAPTER EIGHT

    Isabella’s world felt like it was slipping through her fingers. One moment, she was a forgotten daughter, overlooked and discarded. The next, she was the center of a war she never knew existed. Morelli wanted her. Matteo refused to let her go. And somewhere in between, her fate was being decided without her consent.Her lips parted, the air around her thick with an unspoken challenge. "If I say no, what happens to me?"Matteo’s dark gaze flickered with something she couldn’t quite place. "Then Morelli gets what he wants. And believe me, Isabella, you don’t want that."A chill crawled down her spine. She didn’t doubt him. Dante Morelli had looked at her like she was a possession he was already claiming. A trophy he had been robbed of."But why me?" she whispered. "I don’t understand. I’m no one. Just the daughter of a pathetic man who sells what he can’t afford to keep."Matteo studied her, the tension in the room growing unbearable. Then, after what felt like an eternity, he exhaled,

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