Debt to the Mafia Boss

Debt to the Mafia Boss

last updateLast Updated : 2025-02-17
By:  A novel by NancyOngoing
Language: English
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My life is terrible enough. My dad died robbing a jewelry store. My sister hates my guts. An enforcer shows up out of nowhere and tells us we owe a shit ton of money. My mom? Ran off with my credit card and all her fancy jewelry at her first opportunity. So that leaves me... With no cash and a pissed-off crime boss. Raoul gives me a choice: pay up or belong to him. Now, I’m stuck in his world, living in a fancy apartment, clashing with his bossy rules, and realizing he might not be all that bad, after all.

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Chapter 1

Prologue

Karina

“WOULD YOU PREFER TO BE BENT OVER MY DESK?”

For what seems like an eternity, I am silent.

“W... what...?” I choke out.

Raoul takes a look away from his computer to study me behind the lens of his glasses. His blue eyes are arctic with distaste as they take in the high neckline of the dress I have on.

“Or would you prefer to fuck while standing?” He says coldly, his handsome face blank. I wonder if he's being serious or if he’s trying to scare me off.

I hold on to the lapels of my coat, blood rushing to my face. I tell to think of how lucky I was a week ago when I had been blissfully unaware that my dad had screwed us all over.

(One week earlier)

I watch the coffin being lowered into the ground, willing myself not to break down. Mum is already a sobbing wreck and that’s not doing us any good. I look around. There’s a very small crowd of people who came to mourn my dad. Me, Mum, and Raine have made a pointed effort not to speak to me today.

Dad had died as dramatically as he had lived. Accidentally shot himself while trying to rob a jewelry store.

I watch as soil covers the expensive coffin, wondering if we have splurged a bit too much on the funeral. We aren’t rich or even comfortable. Dad lost his job at a factory when his debtors kept on showing up. Mum has never worked a day in her life but somehow, has developed a taste for silk and cashmere. I work at a printing press and barely earn enough to keep my apartment. We’re running behind on our mortgage and Raine is a high schooler.

Mum had ordered a burial plot in the nice cemetery in town and had ordered a suit with a designer label for Dad. I oblige her because I know she loved Dad every bit as much as he loved her. They were both terrible parents, but great spouses. Dad would let Raine and I starve before telling Mum he couldn’t afford the Dior perfume she loved. Mum would leave us both unsupervised or under the care of some sleazy neighbors so she could get a manicure for her anniversary date with Dad.

I wonder how many times Raine had had to go hungry or miss school trips because Mum and Dad were so caught up in themselves. I know she hates me for moving out after high school and leaving her to their care. I hate me too. I should have been there to care for her and keep her away from them.

The weather forecast said it would rain today. It’s already a bit cloudy. I secretly hoped it would rain. I love to sit underneath the rain or just stand under it when I feel hopeless. I’ve never needed to stand underneath the rain as much as I do right now. The smell of rain hitting the soul always made me feel better.

A tear rolls down her eyes and I try to take her hand but she snatches it away from me, scowling. She rubs her hand along the side of her black dress, a look of disgust on her face. I struggle to keep myself from feeling bad. I deserve her hate.

Mum says they look like twins. The brown hair and forest green eyes, heart-shaped face, and petite body. Dad’s genes never stood a chance. They are both stunning. I am a bit taller than they both are, with Dad’s dishwasher blonde hair and blue eyes.

Mum’s green eyes are flaring now as she turns on a visitor. “How could you come here?! It’s your fault that he died, you monster!”

I get to her before she can sink her manicured fingers into his stoic face, holding her back. We have already incurred so much debt from the funeral and I will not let her add an assault and battery charge to it.

The man she is trying to get us screwed over because of is wearing a tailored suit. So well made I wonder if we were ripped off by the store where we got the suit Dad is wearing. He has his hair shaved close to his head and his eyes are hidden behind a pair of dark glasses. He is built like a tank. I can’t place my finger on it, but he has a hard and ominous look. Almost like dealing with a guy like this would end up with you dying or going to jail for a felony. Is he from the insurance company? One of Dad’s gambling debtors? An old friend? His face is turned to my mother so I assume he is looking at her.

“Chain her up if you must.” He says coldly. He has a slight accent and his beard is trimmed and grey.

I feel my ire rising. “Who are you?” I ask.

“An enforcer of some sort. Is there a place where we can sit and discuss?” he asked. “This is hardly the appropriate place for what I have to say.”

Mum lunges for him again with more vigor, tears streaming down her face. “I’ll see you dead first.”

“Let’s go into the funeral home,” I say calmly to him.

“One million dollars...” I whisper, unable to wrap my head around that. “Dad... borrowed a million dollars from you?”

I don't know which part of this I find funnier. The fact that anyone would lend a million dollars to my dad, or that at one point, he had a million dollars and Raine doesn’t have a college fund, our mortgage payment is long overdue and he died robbing a store.

“One point two, plus interest.” He corrects. “Not from me.” He says. “I’m a mere debt collector.”

“Like in the Bible?” I ask, unable to help myself.

His lips twitch. “I believe those are tax collectors. My boss is affiliated to a casino that your father—frequented.”

“You mean he...gambled it all?” I whisper.

“No. I believe he invested in a few pieces of jewelry for Mrs. Hardings.”

I turn to look at Mum. For the first time since the discussion began, her pitiful sobs have ceased. She is hugging her cashmere scarf to herself and sniffing softly.

“You knew about this?” I say through gritted teeth. Sometimes I wonder if I’m the child.

“Your father liked to treat me to nice things.” She said, her chin in the air. “Something you should learn.”

He seems almost apologetic as he hands me a black complementary card with gold scribbling in cursive on it.

L’esattore.

I turn it over and find nothing. No phone number.

He stands, indicating that our discussion is done. “I regret that I could not have coffee, Miss Hardings.” He says politely.

“Don’t worry. It’s terrible.” I say. He chuckles in response.

“I like you, Miss Hardings. So I will be nicer to you than I am to the others. You have a week to pay up. In cash.”

“Cash.” I mouth.

“If not...” he clucks his tongue regretfully. “L’esattore... let's just say, he has a way of making people vanish.”

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4 Chapters
Prologue
Karina“WOULD YOU PREFER TO BE BENT OVER MY DESK?”For what seems like an eternity, I am silent.“W... what...?” I choke out.Raoul takes a look away from his computer to study me behind the lens of his glasses. His blue eyes are arctic with distaste as they take in the high neckline of the dress I have on.“Or would you prefer to fuck while standing?” He says coldly, his handsome face blank. I wonder if he's being serious or if he’s trying to scare me off.I hold on to the lapels of my coat, blood rushing to my face. I tell to think of how lucky I was a week ago when I had been blissfully unaware that my dad had screwed us all over.(One week earlier)I watch the coffin being lowered into the ground, willing myself not to break down. Mum is already a sobbing wreck and that’s not doing us any good. I look around. There’s a very small crowd of people who came to mourn my dad. Me, Mum, and Raine have made a pointed effort not to speak to me today.Dad had died as dramatically as he had
last updateLast Updated : 2025-02-17
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Chapter 1
Karina“NO! THAT’S LIMITED EDITION!” Mum screams as I scrape through her closet for things we can sell to thrift stores to get money. We can get about ten grand from her closet and jewelry. L’esattore won’t make us vanish if we can get him ten grand, I reason hopefully.Raine would be safe and I can get a second job or a loan from a less dangerous loan shark. I’m not dumb enough to try and escape or call the police. That would make him want to make us vanish for sure. I try not to think of where I would get the rest of the money from. The money I can scrape from Mum’s closet is as far as I would let myself think.“That was Aaron’s last gift to me!” She screams as I pack up a cashmere sweater.Well, Dad’s last gift to me and Raine was debt, so I’m not keen on those. It’s late right now but I've called a few thrift stores that would like to take on her clothes. I've even called a jeweler who would like to assess her gold and diamonds.She pulls the sweater from me and I hold on to it. I
last updateLast Updated : 2025-02-17
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Chapter 2
RaoulWhen Karina walked in, I could tell what drew Luca to her in the first place. Her thick blonde hair is tied at the nape of her neck, drawing attention to her face. She is bare-faced tonight, unlike she had been on that night four years ago. Those blue Disney princess eyes are wiped clean of makeup, framed by thick, dark lashes.She seems taut like she could snap any time soon. I almost feel sorry for her. Almost.She is wearing a black trench coat which is not knotted, revealing a high-necked black dress. Almost like she is here for a funeral. Her funeral. She hadn’t dressed so conservatively four years ago. Her supermodel figure had been on full display, the low-cut gown exposing more of her full breasts than it concealed.She had walked into my Vegas casino with her father, all killer legs and lipstick and big hair. Luca—or the twenty million dollar estate in Santorini—hadn’t stood a chance. It had been horrible. Luca almost went bankrupt. His father had threatened to disinher
last updateLast Updated : 2025-02-17
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Chapter 3
Karina“I’ll send someone for you in two days,” Raoul says, draping my coat over my body, his gaze on mine. Then, he turns back to his desk and picks up the intercom receiver. I suppose that is my cue to leave. Awkwardly, I gather the coat closer to myself, making the buckle up even tighter. I bend to pick the discarded dress up.“Leave it.” He says dryly. “It will be burnt up later.”I bite my lip and turn, headed for the door. “And, Karina?” he says in a deceptively soft voice, making my steps falter to a stop.“You know what will happen if you run away, don’t you?”“Where were you?” Raine asks the moment I walk in through the door. She tries to sound flippant, but her voice has a bit of fear in it. She thought I had left.I flash her a reassuring smile, tightening my coat around myself self-consciously. She doesn't need to know what I just agreed to do. I will keep her safe as long as I can. That's the least I can do.She is lounged in front of the TV, scrolling through Netflix. Th
last updateLast Updated : 2025-02-17
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