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A Matter of Wife and Debt
A Matter of Wife and Debt
Author: DoraChi

Chapter 1

Author: DoraChi
last update Last Updated: 2023-11-03 21:04:38

Daniella's Pov

The hot sun seems to be piercing into my skin like needles, it could have been doing the same to my head and face if I hadn't cover it with my sun hat. I've been in the plantation since morning, seeding for the season that seems to be fast approaching because of the harsh sun.

"Jeez! This summer season is a hot one, I wonder when we'd enter winter…my skin can't bear the harshness of this summer any longer." Helena said with a pout which made me chuckle on her cuteness.

Helena Soler is my childhood best friend, we do a lot of things together mostly sharing our happy and sad lives together. Just like me, she's from a pauper family. We work for people's planation in exchange for money, that's how we do to earn a living in this simple lives of ours.

"C'mon princess, it's little already so let's round up quickly so our skin won't get tanned!" I half yelled to her because she's across the fields.

"You know, I wish a prince charming can come and sweep me off my pauper's life." She said dreamily, leaning to her rake stick.

"It's sweet to day-dream, but don't get drown in it." I said with a chuckle.

"You know you are a dream killer!" She yelled with a fake frown, making me chuckle.

This friend of mine can be so sweet with her curly blond hair, I admire her blond hair a lot but God decided to give me black hair instead.

🔹🔹🔹

After we were done seeding the plantation, Helena had to go to the market to help her mother in selling tomatoes, leaving me to walk home alone. I swear I'll make her pay for making me walk all alone under this cruel sun.

On reaching the house, I pulled my boots and gloves, then my hat before making my way into the house. I stood stunned at what's in front of me, everything seems to be turned upside down. We don't have much property though, but that's the little we can provide.

But why is our little property scattered like some wild animal invaded the place?!

My eyes suddenly caught hold of my father on the floor, groaning in pains. I immediately went to him, I managed to raise him up to his feet and placed him on a wooden seat of ours. His forehead seems to be bleeding, panicked I went to our old kitchen cabinet and brought out a first aid kit.

I went back to him, opened the kit and brought out a dressing solution and started wiping the blood. After I was done, I applied some ointment and then bandaged it. He seems to be gasping in pain, I went to the kitchen and came out with a glass of water which he gulped down.

"What happened father?! Who did this to you and our home?!" I asked, curious to know what really happened here.

"Car… Carlos…his men. They came for their money." He said, groaning in pain.

Carlos is a loan shark who had lent my father money to save my sick mother six months ago. Unfortunately she couldn't make it. Now these dangerous people are on our neck for their money, what are we supposed to do about it?

🔹🔹🔹

"What?!" Helena half yelled after I had told about the incident that happened at my house today.

"What are you going to do now?" Helena asked as we strolled.

To be honest, I've been pondering real hard on what to do about this loan. Dad said they would come back by next week to collect their money or his death, him dying would mean me dying as well. He's the only family I've got!

"I don't know Helena. Right now we have no money in the house, not to talk more of paying a debt." I blurted out the way am feeling right now.

"You don't have any blood relatives that could help?"

"I wish." I scoffed, rolling my eyes.

I do have blood relatives, but they are all high and they look down on my father because he isn't of their status. I could remember the last time my father had called them up for some help for my mother's treatment, they just insulted him and sent him away.

"I do know of someone who might be of help but it's a long shot." Helena said, making me come to a halt and stare at her like I don't recall her.

"Are you being serious right now Helena?" I furrowed my brows, "I just told you that we owe a loan shark a dangerous one at that. Now you want me to borrow from another to pay another?!"

"Calm down Dani, this one isn't like the others. He's different, he gives loans in exchange of something equivalent to the loan he gives you, my father once went to him for some loan and in replace my father gave him a piece of land equivalent to the money he took from him. I'm telling you, this one is very pure and not dangerous." Helena said.

"I don't know…I don't want to add to the problems we already have at hand." I pouted, sadly.

I really want to get my father out of this mess, but I really do not want to add to his troubles by having another loan shark on our necks.

"Trust me Dani, this one won't cause you much." Helena said, giving me a sweet convincing smile.

"I guess there's no harm in trying." I said with a shrug.

If there's a means to save us from this, I'll take chances.

"Where does he stay?" I asked.

"He stay few towns away from here, he is well known over there for his wealth. He is a billionaire as I have heard, and very handsome too." Helena said with a grin, I rolled my eyes.

"Could you ever be serious for once in your life?" I said, before I started walking.

I had her running up to me after she had recovered from her dream world, she can be annoying at times.

🔹🔹🔹

Coming down from the truck, I thanked the driver who accepted to drive me for free which I am really grateful for. Standing in the middle of the street with unfamiliar people and cars going back and forth, I brought out the piece of paper Helena's father had given me, it's the direction to the place of the man who could probably be of help.

I really don't know if going to this man would help but am ready to give a try, for my father's life. Walking through the estate, I wasn't really sure of the address. Which turn should I take? I need to ask someone.

"This place is sure bigger than my Province,"I cursed under my breath.

Glancing around, I spotted some woman arranging her fruits in a counter for sale, I think she'd be of help with this direction.

I walked up to her, trying to study her body language if she's someone polite enough to approach, she appears to be so.

"Excuse me, ma'am." I called which caught her attention.

"What do you care to buy? I have fresh oranges, mango, banana and…"

"Sorry ma'am, but am not here to buy these. Am new here but I'm looking for a very popular someone that lives here, please could you help me with it's direction?" I asked, showing her my piece of paper.

She eyed me for a moment before collecting the paper from me, she gazed at it for a while before handing it back to me.

"Walk down the street, you will see a large white house with a house plate by the wall, boldly written 'The Ruiz Residence'. That's the place you are looking for." She explained.

"Thank you so much ma'am." I greeted with smile which she replied with an annoying wave of her hand.

I think she's upset that I didn't buy anything from her, I wish I could though but I thank her for helping me. Making my way to the direction she pointed at, I soon came across a kind of house that matched her description. But my goodness! she didn't tell me that the house is such a massive one, our province don't even have houses like this there.

Helena is right, he is truely a billionaire.

Bracing myself, I gave a hard knock on the gate to enable the gate keeper to hear. After a moment of my knock the gate opened and a man which I assume should be the gate-keeper, according to his uniform came out.

"Good day Miss, how can I be of help to you?" He asked, eyeing me from head to toe.

"Good day sir, please I am looking for the owner of this house." I said.

"Do you have any appointments with him?"

"No, but it's really urgent…a matter of life and death if you can put it that way." I said, hoping he'd believe me.

After a moment of eyeing me, he went in without saying a word. Does he want me to wait or go away?! I made to knock again when the gate went open again but I didn't see the gate keeper, just the opened gate like it's some sort of an invitation. If it is, I gladly accepted it by walking in. I saw the gate keeper standing by the gate, after closing the gate he pointed to the entrance of the house for me to head there.

Giving him my best appreciating smile, I made my way to the building which seems very far from the gate. Glancing at the surroundings, it's so beautiful with flowers and a very beautiful well sculptured fountain in the middle of the compound.

This place is very pretty!

On reaching the entrance, I am met by a man dressed in a well fitted, black tuxedo. He stood by the entrance with his hands behind him, he wasn't smiling but rather had this scary frown on his face. He could be a bodyguard. He opened the door and gestured for me to go in, I made my way in with a small smile. I swear my jaw dropped when I got in, it's seems like I just entered a whole new world.

The interiors are mind blowing! The furnitures are freaking made out of gold! What the hell!

"This way, Miss." The man in suit said, gesturing towards the stairs.

I nodded and made my way towards the stairs, but I couldn't help my eyes from wandering round this heavenly house. This owner is very rich, properly more than a billionaire. We walked the hallway which has beautiful arts hung on the walls, making it more pretty.

Finally we came to a stop in front of a door. The man in tuxedo knocked lightly on the door before opening the door and gesturing for me to walk in. Bracing myself I walk in and the door closed shut behind me which kind of startled me, gazing round my surroundings it looks like I'm in some office with book shelves filled with books.

The office looks cool and all matured with the interiors. Gazing at the desk I got startled when I noticed the man by the window, his back facing me and smoke coming out from his face. He's smoking, seeing the thick brown cigar in-between his fingers behind him.

I don't know if he's aware of my presence or not.

"I hear you want to see me?" His voice came, startling me.

His rich, deep voice filled the room. I felt my knees wobble a little.

"Yes…Yes sir." I said, trying not to sound tensed.

"What for?" He asked, taking the cigar to his front and suddenly some heavy smoke came out of his face.

Jeez! He's such a heavy smoker, I thought.

"I…I want a loan." I said, still trying not to sound tensed. "No, I need a loan, Mr. Ruiz"

For a moment he didn't say anything, he slowly turned and I was able to see his face.

Helena was right, he sure is a handsome fellow to behold. He seems to be in his 30s, and his perfect black hair suited him well. He walked elegantly towards a couch and sat on it, he gestures toward an empty couch facing him for me to seat on.

A/N:: What do you think of this first chapter?

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  • A Matter of Wife and Debt   Chapter 37

    Javier's Pov As Daniella's back touched my body slightly, I sensed her tension and smiled inwardly. Her awkward reactions to our proximity amused me, mirroring my own feelings. When she descended downstairs in her gown earlier, her beauty left me breathless."Let me help," I whispered, carefully unzipping her dress. My fingers brushed against the smooth bronze expanse of her back, sparking unexpected desire. Daniella's shoulders tensed, but she didn't turn. The soft lamp glow cast an intimate light, illuminating the uncharted territory of her bare skin.My gaze lingered, and my mind raced with the novelty of this moment. Daniella's silence was palpable, her tension alive between us as she waited for me to release the zipper. I cleared my throat, shaking off awkwardness, but hesitated to release my touch."I'm done," I said, controlling myself. "Oh." She murmured, turning slowly, avoiding eye contact. "Thank you."I smiled, leaving, but she stopped me with a grip on my shirt. "I...I

  • A Matter of Wife and Debt   Chapter 36

    Daniella's Pov “Thank you baby.” I said, giving a light pinch on her nose.“Don't thank me, thank papa. He came up with all the ideas.” Natalia said, making me spare a glance at him.Javier really did all these for me?That's so sweet of him..“Thank you.” I said, not wanting to meet his gaze while my heart raced like hell.“Now why don't we go get you ready so all the celebration will begin!” Helena said as she dragged me along with her towards the stairs, I couldn't help but glance back at Javier who was already looking at me.My heart raced even more, he was looking at me!“Wait, how do you know the way to my room?” I couldn't help but ask Helena when she successfully found my room without asking me for directions whatsoever.“When I arrived, Natalia gave me a tour around the house and your room was the first place she showed me.” She said.“I see.” I said as I walked into my room fully. I paused when I saw a big box with ribbons all over it on my bed.“Wow, a gift box?!” Helena s

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    Javier's Pov I watched as her eyes widened as they strolled down to my bare chest, her face turning red as a tomato. I held myself from chuckling at her facial expression right now.“Oh my goodness!” She blurted out before jumping out of my arms, I couldn't help but chuckle inside at her awkwardness.“Sorry.” She mumbled, fumbling with her fingers and not wanting to make eye contact with me.Now, isn't that just cute?“I ask you again, what is it?” I said, putting on a shirt so she'd feel less embrassed.“I… I just saw a mouse.” She said, I frowned.“A mouse?” I asked to be sure of what I heard her say.“No, it's a giant barn rat… I think.” She said, looking here and there in the ground. “Let me see.” I said. I searched the corners of the room, but there was no sign of any rat or mouse. She didn't just lie about it so to jump into my arms, did she? “I guess I must've imagined it. I… I'll go grab a bottle of water from the kitchen.” She said and left the room rather hurriedly, not w

  • A Matter of Wife and Debt   Chapter 34

    Javier's Pov “After the prince saved both of his princesses, the other princess, princess Ella discovered how much she loved the prince and wished to express it. But, she was afraid to do so. One day she was walking down the hallway and she saw the prince, she greeted him and was about to walk away when the prince caught her and drew her closer to him. Their closeness was so intense that she thought he was going to kiss her.” Daniella narrated to Natalia.I’ve been watching them from the slightly open door of Natalia’s room. I wanted to come over to wish her a goodnight rest before I saw Daniella in there telling a bedtime story to Natalia who seemed so engrossed in her story telling.“Did the prince kiss her?” Natalia asked, I could sense the curiosity in her voice.“No, but, princess Ella thought he really would and felt disappointed so she mistakenly voiced out her thoughts. She felt embarrassed about it and ran away from the prince’s presence.” Daniella said.For some weird reaso

  • A Matter of Wife and Debt   Chapter 33

    Javier's Pov I couldn't help but steal glances at her from the corner of my eye throughout the ride back home. She was quiet, avoiding any eye contact with me and she seemed uncomfortable. What should I make of this? Does my presence affect her just like hers affects me? Does her heart race like hell like mine races for her right now? After my realization that I've fallen in love with her, I can't help but stare at her every now and then I can't stop thinking about her no matter what I do. She’s always in my head and I want to do nothing but confess the way I feel to her and give her a passionate kiss. But I worry if this feeling is one sided. Soon we arrived home, Juan opened the door for her. It feels so good to be home. We both made our way inside, but came to a halt when we saw everyone standing few feet away from the door, as if waiting for us the whole time – the housekeepers, nanny Penelope, Natalia. And Juan who joined them immediately. “Papa! Mama!” Natalia said, r

  • A Matter of Wife and Debt   Chapter 32

    Javier's Pov There were loud sounds I could hear in my subconsciousness, in the distance, like that of a blaring horn of a train.Wait, train? Daniella! Natalia! I forced my eyelids open and soon pains shot from my back head which I think should be because of whatever they had hit me with.“Wakey, wakey.” I looked up to see Carlos, grinning down at me. I made to throw my fist at his face and wipe that silly grin off, but I couldn't. I looked down to see my entire body restricted, tied to the chair I am in. Not surprised.“You know, sincerely speaking, I had hoped you wouldn't fall for my little tricks. But seeing the turn out of events, one would think that you aren't quite as smart as you let off.” He said, getting me more angry as I struggled to free myself from these ropes.Juan was right, this was a trap! Why didn't I stop to reason with him? How foolish of me.“So you thought I'll let you rescue them just like that? Oh no amigo, your precious family were just bait to get you i

  • A Matter of Wife and Debt   Chapter 31

    Victoria’s PovI walked into my room after checking if someone was following me from behind. I locked the door and walked some distance towards the window before I put a call through to Carlos. That bastard had to go against me and start taking actions without my orders. Now he’s gone as far as putting my daughter's life in danger too. How dare him?!I overheard Javier and Juan's conversations in the attic – Javier had yelled while I was heading to my room, and Juan came running towards the direction of his voice“Hello?” He answered after four rings.“What do you think you are doing, Carlos?” I asked, furious.“I don't understand, what am I doing?” He asked like he doesn't know what I'm talking about, angering me all the more.“Don't you dare play dumb with me, Carlos..”“..then try to be clear with your words, Victoria.” he retorted.“How dare you take actions without my orders and what's this about putting my daughter's life in harm's way?” I said in anger.“Carlos take orders fro

  • A Matter of Wife and Debt   Chapter 30

    Daniella’s Pov We’ve been locked up in this dimly lit room for days now, if I'm not mistaken. I don't know how many have passed but it seems like forever already. We don't starve because they do bring us food, but sometimes I lose my appetite to eat.I wonder why Javier hasn't found us yet. Isn't he planning on resucing us or is the location of this place so hard to find?Sigh. I can't wait for him to save us. Sometimes I feel like crying because I miss home, because I miss him. Natalia would cry most of the time and I end up consoling her and reassuring her that her father will come resuce us soon.“Mommy?” Natalia’s voice broke my thoughts. “Yes baby?” I answered, looking down at her curled up in my arms. She has always been in my arms like this because the floor is really cold.“I miss daddy and I miss nanny Lopé.” She said, sadly.“I miss them too. But don't worry, very soon we’ll be with them. Okay?” I said, giving her my best smiles.I got startled by the sound of the door lo

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